Not everyone has a nine-to-five job, just like not everyone has employment that pays with a paycheck and stub. In a world where steady employment and loyal companies are getting hard to come by, many people are contracted or self-employed, and income isn’t necessarily as easy to prove by bank or lender standards. So what happens if you’re one of those people and you happen to need a car? Chances are you’ve run into a situation where your cash income or bank statements weren’t enough proof to get the loan. If your income is less traditional, here are some ways to prove you have it.
The Shabana Motors Auto Blog
Tags: Car Financing
Every state varies slightly for car insurance. You’ll see different requirements and prices due to weather, theft rates, driving conditions and more. However, car insurance is a necessity, and it can save you thousands if the unexpected occurs. For residents of Texas, here are the things you’ll want to know before signing up for car insurance.
Tags: Car Maintenance
Taylor Swift—love her or not—is a young woman who has stayed valid for almost half her life. Recently her Bad Blood came to life as a years long feud with Kanye West hit an all time high. Sure, she’s changed a bit over the years, transforming from an innocent young country star to a pop vixen that hangs with pals like Gigi Hadid and Kendall Jenner. However, that seems to have only increased her already rabid fan base.
One thing Swift has in common with many celebrities is cars. She’s seen in different vehicles frequently, some her own, some borrowed and some just a ride she’s passenger in. She seems to have an affinity for luxury, and her cars over the years have reflected that. Here are a few of Swift’s whips, and a little about each.
Tags: Celebrity Rides
No matter how you got into a sticky situation, you always have the chance to learn from it and do better in the future. However, that advice doesn’t always help you if you’re going through the situation now. Vehicle repossession is a scary thought. How will you function if you don’t have a car? Sometimes people invest in a car that’s not affordable for their budget, sometimes unexpected life circumstances happen or maybe you just made some really bad decisions—the end result is still the same, the possibility of losing your car because you’ve gotten behind on your payments, and you don’t have a way to come up with the money quickly. If this sounds familiar, you may be asking, what do I do?
Tags: Car Financing
Families with bad credit often struggle with having a car that fits size and safety needs. Life happens, and sometimes you make less than perfect choices, but that doesn’t mean you don’t want the best for your loved ones. If you’re dealing with a poor credit score, but need a car that’s reliable, safe and roomy, here are some used vehicle options that are ideal for your situation.
Tags: Used Car
Buying a car isn’t as simple as going to a dealership and plunking down cash—especially if you plan to finance your vehicle. In the great State of Texas, there are certain requirements and paperwork you’ll need to complete a transaction. If you’re preparing to buy a car, here is what you need to know when it comes to paperwork, the process and what to hold onto after the sale.
Tags: Used Car
One of the most challenging issues people can face is buying a car with no proof of income, job or a non-traditional employment situation. While it is important that loans and credit are regulated to some extent, it can also leave those in dire need of a car out in the cold. Before you give up though, it’s helpful to know that getting a car without a job or regular income is possible—as long as you have some way to make payments and are ready to put in a little extra work and some finesse. Here are some things you can do to prove your car-buying worthiness.
Before you tour someone’s garage, it’s important to know who they are and a little about them. That’s because garages are often a personal space filled with the most treasured of items, cars. Cars reflect personality, finances and taste. So let’s introduce you to Funkmaster Flex—aka Aston George Taylor Jr.—age 48.
Tags: Celebrity Rides
Getting behind on your bills is a frustrating and stressful issue. Many Hpustonians live paycheck to paycheck, leaving very little room for unforeseen circumstances. It also means if you make a few poor choices, you can easily find yourself in the hole. While there is a lot of information out there about fixing your credit, saving over the long-term or creating a budget, sometimes it’s best to start at the root of the problem—managing your bills. Your budget, savings and credit all are secondary to making sure you know what your bills you are, and having a workable strategy to get them paid. For vehicle owners, this is imperative, especially if you’re at risk of repossession. For anyone who relies on a car for transportation, it's more important than ever to get and keep things under control. Here are some tips for managing your bills so you can focus on the bigger financial picture and start to live your life a little more stress-free.
It’s understandable why it’s a challenge to create an emergency fund in today’s world. Many people live paycheck to paycheck, and daily needs consume money quickly. Even though it may seem impossible, establishing an emergency fund can be done. All it takes is some strict budgetary dieting and learning a few little-known tricks. No one wants to get stuck in a bad situation—like not being able to buy a car when you need one, or not to be able to fix something on a car you require to get to and from work. If you’re ready to take control of setting some money aside for when something emergent occurs, here are some steps you can take.