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The Shabana Motors Auto Blog

What Are the Key Components of an Auto Loan?

Posted on Wed, Oct 11, 2017 @ 10:00 AM

Many of us secure an auto loan without fully understanding what it is. However, the more you know about what you are signing, the more likely you’ll get a loan that meets your needs, and that will help you avoid being taking advantage of by lenders who are less than honest. Why is this important? Because a car is a major purchase. Think about having the knowledge as a way to protect your hard-earned money.

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Tags: Car Financing

Can You Remove a Repossession from Your Credit Report?

Posted on Wed, Sep 13, 2017 @ 09:30 AM

A vehicle repossession can affect your life in numerous ways. Not only can the stress of losing your vehicle take its toll, but its long-term impact on your credit report can make your overall financial picture challenging. It’s easy to feel overwhelmed by a vehicle repossession. However, there are steps you can take to move forward.

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Tags: Car Financing

What are Second Chance Auto Loans?

Posted on Wed, Aug 30, 2017 @ 10:00 AM

No one is immune to financial difficulties whether they are the results of poor choices, the loss of a job or other unexpected issues. While most people are trying to their best, once you get into that bad credit hole, it’s hard to dig your way out. One of the major consequences of poor credit is the inability to make big purchases. This can affect you in more ways than one.

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Tags: Car Financing

Budgeting Tips for Back to School

Posted on Wed, Aug 23, 2017 @ 10:00 AM

Back to school can be an expensive time. Between clothes, shoes and other odds and ends, costs can add up quickly. This can cause family to miss important deadlines, like not being able to make a car payment. Plus, more and more schools are requiring an abundance of supplies, which can have a detrimental effect on the family budget. However, there are ways to minimize the cost. It will take a bit of planning, looking at some local ads and making sure you aren’t easily caught up in the draw to buy appealing things you don’t need.

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Tags: Car Financing

The Benefits of Buying from a Family-Owned Used Dealership

Posted on Wed, Aug 23, 2017 @ 10:00 AM

In recent years, there has been a push to shop local. While many people look at local shopping as farm-to-table food, small boutiques or independent bookstores, it can also include any small business in your city. Buying cars from a major lot or car franchise often means a harder push for sales and dealing with national financing. They want anyone who qualifies by their standards to buy a car, and they don’t necessarily care about what happens after you drive off the lot. Working with a local family-owned lot has many benefits. While it may be shopping on a smaller scale, there are a lot of reasons to give it a try.

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Tags: Car Financing, Used Cars

What Happens if Your Credit Isn't Approved for a Car Loan?

Posted on Wed, Aug 16, 2017 @ 09:00 AM

Sometimes you know that your credit isn’t necessarily the best, but that doesn’t stop you from hoping. And then you apply for a loan: Denied! Even if you knew it might happen, it doesn’t always ease the sting. Worse, you may have really needed that loan for a ride. A reliable vehicle that helps you get to and from work and gives you the ability to function day to day. So what happens next?

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Tags: Car Financing

How to Refinance Your Car Loan

Posted on Wed, Jul 12, 2017 @ 07:00 AM

Refinancing your car loan can be a great way to get your payments into a more comfortable range or save money with a better rate. However, it’s always important to understand what you’re doing before taking the plunge.

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Tags: Car Financing

My Bankruptcy was Dismissed, Can I Finance a Used Car?

Posted on Wed, Jul 05, 2017 @ 07:00 AM

Bankruptcy can be an attractive option for anyone who finds themselves deep in debt and unable to work their way out. That said, bankruptcy is also complex, and can come with its own set of issues. One thing many people don’t know is the difference between a discharge and dismissal—and it’s essential to understand.

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Tags: Car Financing

Can a Used Car Downpayment Save You Money?

Posted on Wed, Jun 21, 2017 @ 07:00 AM

It’s tempting to jump into the car-buying process without a lot of thought. Most people are ready for that sweet new ride, however, taking a little time to plan can save you some money in the long run. Two places that can elevate the cost of a vehicle are your credit (or interest rate) and the down payment. Both will have an essential role in the final cost you pay for a car. While both of these things work together, a down payment can make a big difference in what ends up coming out of your bank account.

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Tags: Car Financing

Financing Your First Car: What You Need to Know

Posted on Wed, Mar 22, 2017 @ 07:00 AM

Buying your first car is an exciting prospect. There is so much out there to choose from, and each vehicle has its own appeal. But before you get wrapped up in what you’re going to buy, it’s more important to address how you’re going to buy it. In other words, how are you going to pay for a car?

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Tags: Car Financing