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Buying a Car: How to Save Money

Posted by Jeff Martin - 11 December, 2012


No matter your financial circumstances, no one likes to spend more than they need to on a car. There are ways you can save money on your next car purchase while still driving away in a car you love.

Take Notes

When you go shopping for a car you should bring a pen and paper so you can take notes on what each salesperson says. Not only will this help you keep track of each offer you receive, it will make sure the deal you end up with is exactly what you were promised. Once you find a car you like and an acceptable offer with one dealership, ask for a 24-hour good-faith contract. Take that contract with you to other dealerships you are considering to use as a negotiation tool.

Used Car Options

Used cars are less expensive than brand new cars, sometimes costing less than half of what you would spend on the newest release of the same model. Car dealerships that accept trade-in vehicles from customers will have used car options you can take into consideration. A used car that was at least moderately well maintained by the previous owner will run as well as a new car and can have just as many convenient amenities. The best way to save money when buying a car is to remember that you are not making an investment, you are buying a necessary item that quickly depreciates in value. For this reason, you should always consider used car options.


Unless you can afford to buy your car in cash before driving off the lot, which most people cannot, you will need to finance the purchase. There are ways you can save money when buying a car by being sure the financing package you commit to is not only affordable but also attractive. An attractive financing setup is one with the shortest term and lowest interest rate you can qualify for based on your income and credit history. Avoid “no money down” financing offers, which result in your owing more than the car is actually worth.

Everyone wants to save money when they buy a car. Research, comparison shopping, and paying attention to used car options will help you save as much money as you can on the next car you purchase.

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Topics: Car Purchase

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