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Things to Do Before Selling Your Car to a Dealership

The increased lifespan of used cars, thanks to improved manufacturing and heightened maintenance habits of the average driver, has made it easier and more profitable to sell your unwanted used car to a dealership for a maximum profit. By ...

How to Pick the Right Car for a Teenager

Parents of teenagers often buy their teen a car as soon as one is wanted without considering all of the factors that should go into such a big purchasing decision. The most important thing to remember is that not every teenager with a ...

Things You Never Knew Affected Your Credit

  • Jeff Martin
  • 04/02/2013
Most people are aware of the obvious things that affect their credit score. However, there are a number of unexpected ways you may be hurting your credit rating which you need to understand. If you are trying to rebuild or improve your ...

Bad or No Credit: What's the Difference?

There are important differences between no credit and bad credit scores. The distinguishing elements between these two situations contribute to the differing strategies for improving and building upon your credit. Before you can improve ...

Car Buying Tips: First Time Buyers

There are many factors you should consider when purchasing a new or used vehicle. Financing, fuels costs, insurance and inspection reports should all factor into your decision to buy a car. From new cars to used cars, here are a few tips ...

Use Your Tax Refund Towards Your Used Car Payments

The money you receive from your income tax refund can be used as payment toward a high-risk car loan. There are two ways the refund can be used toward your high-risk car loan, either as the initial down payment or as a payment toward the ...

Getting a Car Loan on a Cash-Based Income

Car loans can be difficult to get approved for if you have both bad credit and cash-based income. One of the biggest drawbacks to getting paid in cash is that income verification can be more complex when you are applying for loans and ...

How to Get Out of an Upside Down Loan

A car loan is “upside down” when the amount that you owe on the loan is more than the dollar amount of the car. There is a way to help yourself out of a bad upside down car loan situation. By following a few steps and keeping in mind a ...

How Divorces Can Affect Credit Loan Terms

The breakup of a marriage will affect every aspect in the lives of both spouses, including loans. Be sure you understand how breakups affect poor credit loan terms you and your spouse previously agreed to before making assumptions based on ...

Beware the Wrong Way of Repairing Credit

Car shoppers dealing with a poor or bad credit rating are often tempted to try the easiest or fastest option for credit help. It is important for you to keep in mind, however, that there is a wrong way to go about improving your credit so ...