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3 Myths about Buy Here Pay Here Dealerships

Posted by Cory Lowe - 14 January, 2015

buy here pay here mythsWhether you were:

  • Out of work for a while and weren’t able to keep up with your monthly living expenses,
  • Forced to file bankruptcy because of overwhelming medical or personal bills, or
  • Simply just don’t have any credit yet,

you are not alone. There are millions of Americans just like you who have also found themselves in stressful financial situations. It’s not easy, and it’s not fun. Despite those hard times, you still need a reliable vehicle. You still deserve to drive a sharp vehicle to:

  • Go shopping;
  • Get to work and home again;
  • Drive your kids around; and
  • Attend family celebrations and holiday parties.

Lots of folks in your shoes haven’t stopped at an in-house financing car dealership because they thought all those horrible stories about trying to get a great used car with bad credit were all true. The fact is, they’re not.  Here’s a look at some of those myths about buy here, pay here used car dealerships and why they aren’t true:

Myth #1: Shopping at a Buy Here, Pay Here Used Car Dealership Is the Same as Shopping at a Traditional Car Dealerships

Nothing could be further from the truth. A buy here, pay here used car dealership was created for the sole purpose of catering to car shoppers who have a bad credit history or no credit history. Traditional car dealerships don’t have the knowledge or experience in working with customers who have challenging credit histories.  As a result, if you shop at one with your low credit score, they won’t help you finance a car and they’ll flat out tell you they can’t do anything for you. Shopping at a buy here, pay here used car dealership, however, not only means you don’t have to feel embarrassed about your past credit history, but also that you’ll be treated like a valued customer.  It doesn’t matter how your credit got bad, the fact is you are trying to do something about it. Shabana Motors wants to help you accomplish that.  You’ll never experience that same type of respectful and exceptional service at a traditional car dealership. And that’s understandable. Regular car dealerships don’t have the training, the tools, the patience, or the compassion to know how to help good people with financial challenges.

Myth #1 BustedBuy here, pay here used car dealerships are designed specifically to help good people with bad credit get a great vehicle.

Myth #2: Shopping at a Buy Here, Pay Here Used Car Dealership Means You Have to Settle for an Old Clunker of a Car

Wrong again!  Owners of buy here, pay here used car dealerships are constantly looking for great, gently-used vehicles to purchase for their inventory.  From cars, trucks, vans, and SUVs to luxury vehicles and models as new as 2013, you have a wide variety of cool, reliable and sharp vehicles from which to choose.

Myth #2 Busted: Buy here, pay here used car dealerships do a thorough maintenance check on the vehicles before they purchase them, and then again before they sell them! When you finance your next vehicle, you’ll love to be seen in the vehicle you’ve chosen!

Myth #3: Shopping at a Buy Here, Pay Here Used Car Dealership Means You’re Stuck with Their Program

Who comes up with these myths? It’s the buy here, pay here used car dealerships that design flexible programs to help you not only get a vehicle today, but also improve your credit! Their goal is to do whatever it takes to be sure you can pay off your loan. If you get paid once a week at your job, they can set up your payment plan for weekly payments!  What traditional car dealership can offer that?! If you get paid once a month, no problem! Your payment plan can be monthly.  Afraid you might not be able to bring in your payment on time, every time due to your schedule? Many in-house financing dealerships can set it up where your payment is automatically withdrawn from your account so that you never have to worry about missing a payment or having a late payment!

Myth #3 Busted: Buy here, pay here used car dealerships have developed programs to meet your particular situation. By financing your vehicle right at the dealership,  you’re doing business with a company that wants to help you succeed in not only getting in a great ride today, but also in improving your credit score by making timely payments each month!

There’s countless other myths about financing a car at a buy here, pay here dealership. Contact a customer-friendly staff member at Shabana Motors to see for yourself just how easy and awesome it is to get in a car today!

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* Image courtesy of freedigitalphotos.net and Stuart Miles 

Topics: Car Financing


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