It’s that time of year again. You got it right - tax season! Tax season started January 23rd and for many, that means the potential for a tax refund. While there are many ways to use that money, this could be the perfect time to upgrade your old car. Are you planning to buy a car with your tax refund? If so, read ahead for tips on upgrading your old vehicle.
Using Your Tax Refund to Buy a Car
If your mind is set on using your tax refund to buy a car, there are a few things to keep in mind.
1. Make sure to budget carefully. Determine how much you can afford to spend on a car, considering not just the cost of the car itself, but also other expenses like insurance, gas, and maintenance.
2. Decide what car you need. Do you need something that is reliable for commuting to work or school? Or do you need something spacious for a growing family? Determine your needs and prioritize accordingly.
If it so happens that you are a person with bad credit or no credit, the best option is to purchase a used car. Visiting a used car dealership would be the perfect place to start your search.
Why a Used Car Dealership?
There are many benefits to purchasing a car from a used car dealership, especially if you are working with a limited budget. For starters, the cost of a used car is generally lower than that of a new car. Also, many used car dealerships have a wide inventory of cars on their lot, so you are sure to find something that meets your needs.
Furthermore, many used car dealerships offer in-house financing, which can be a game-changer if you have no credit or bad credit. This means that the dealership provides financing for the car directly, rather than working with a bank or another lending institution. In-house financing is a great alternative if you have been turned down by other lenders or other car dealerships. A used-auto dealer that offers in-house financing is more willing to work with you and provide financing options to help you get the vehicle you need.
While there are many options, a buy-here-pay-here financing option is an even better alternative as the car dealer will not only finance your loan but also collect the payments. Why is this convenient? The convenience of paying all in one place is best as you don’t have to worry about making payments to a third-party lender.
Choosing the Best Used Car Dealership
As you start your search for a used auto dealer, don’t be tricked by the many used-auto dealers out there. Choose a used car dealership you can trust and that cares for its customers. If you are trying to find the best used car dealership in Houston, there are a few things to keep in mind.
Look for a dealership that has over 30 years in the business. There are many dealers that don’t last. But a reputable dealer will be in business for a long time.
Look for a dealership that offers a wide range of vehicles to choose from. The more options you have, the more likely you are to find a car that meets your needs and budget.
If you have issues with your credit, make sure the dealership offers in-house financing with buy-here, pay-here options.
Visit the dealership you are considering, and test drive the vehicle you have an eye on. A trusted auto dealer will allow you to test the car on the road without hesitation.
Choose a dealership that offers an extended warranty on the vehicles they sell. This extended coverage will give you peace of mind.
Choose an Auto Dealer You Can Trust
If you are looking for a trusted used car dealership in the Houston area, consider checking Shabana Motors. Shabana Motors is a family-owned and operated business that has been delivering exceptional used cars to the Houston community for over 40 years under the same name and same location. With a great selection of cars and buy-here, pay-here in-house financing options, they’ve been Houston’s trusted used car dealership since 1979.
Shabana Motors is a great choice if you have no credit or bad credit. They are a dealership that stands by the principle of offering a second chance to individuals with no credit or bad credit. They will work with you in finding a financing solution for your situation.
It is very easy to purchase a car at Shabana Motors. All you need is proof of address, proof of income, and a down payment.
So, if you are planning to use your tax refund to purchase a car, be sure to visit Shabana Motors and see what they have to offer. Check out the many reasons why you should buy a used car at Shabana Motors.