Tips for Refinancing Your Car Loan
- Aylin Poulton
- 05/24/2013
- Car Financing
There are potential benefits to refinancing your car loan. When done effectively, a refinanced loan can save you a substantial amount of money while allowing you to repay your car loan sooner than you originally anticipated. By keeping a ...
How Defaulting on a Car Loan Affect Your Credit Score
- Aylin Poulton
- 05/21/2013
- Car Financing
A defaulted car loan will affect your credit rating in a negative way that can impact your ability to get financing in the future. While dealing with either an impending or already defaulted car loan, it is important to understand how it ...
How to Get Auto Financing After Repossession
- Aylin Poulton
- 05/17/2013
- Car Financing
Vehicle repossession on your record can make it difficult to get financing for the purchase of a new car. Many lenders consider applicants who have had a previous car repossessed extremely high risk and choose not to extend approval on a ...
Buying a Used Car: Documents to Get From the Dealership After Purchase
- Aylin Poulton
- 05/14/2013
- Car Purchase
After you purchase a used car from a dealership you are given a lot of paperwork beyond the financing contract. The best way to keep all of this important documentation in order is to anticipate what you are going to be given.
Monthly Car Payments: How Much Can You Afford?
- Aylin Poulton
- 05/10/2013
- Car Purchase
Before finalizing the deal for your newly purchased car, be sure to know the monthly payments you can afford. There are a number of recurring expenses to consider while determining an affordable monthly car payment budget. Keep your ...
Financing a Car? Liability Insurance vs. Full-Coverage Insurance
- Aylin Poulton
- 05/07/2013
- Car Financing
Proper insurance coverage is not only essential to legal driving habits, it also protects you from a potentially horrendous financial dilemma. An understanding of your financing terms and insurance options will help you decide the level of ...
Auto Loans: Step-by-Step Guide to Car Financing
- Aylin Poulton
- 05/03/2013
- Car Financing
Many car shoppers, from first-time buyers to those who have owned several vehicles, find themselves overwhelmed more so by the financing steps than the process of choosing the right car. By following the proper steps and keeping a few ...
How Long Do Negative Items Stay on a Credit Report
- Aylin Poulton
- 04/30/2013
- Car Financing
Unlike positive information, negative information does not stay on your credit report forever. The general rule is that negatives on your credit report will be removed after seven years. However, different kinds of information may stay on ...
How are Auto Loans Transferred?
- Aylin Poulton
- 04/26/2013
- Car Financing
When responsibility for an auto loan is being taken over by someone else, the loan needs to be officially transferred. You will need to transfer an auto loan if you are privately selling a vehicle that is not yet paid off, are giving the ...
