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How Long Do Negative Items Stay on a Credit Report

Unlike positive information, negative information does not stay on your credit report forever. The general rule is that negatives on your credit report will be removed after seven years. However, different kinds of information may stay on ...

How are Auto Loans Transferred?

When responsibility for an auto loan is being taken over by someone else, the loan needs to be officially transferred. You will need to transfer an auto loan if you are privately selling a vehicle that is not yet paid off, are giving the ...

Buying vs. Leasing: Advantages & Disadvantages

One of the most important decisions you will need to make while purchasing a car is whether to buy or lease the vehicle. There are a number of factors to consider before you choose to lease or buy. The following tips will help you make the ...

How to Pay Off Your Car Loan Fast

No one likes to have loan debt hanging over their head. Paying off a car loan early can remove a serious financial stress from a monthly budget. The following strategies will help you finish paying off your car loan ahead of schedule, ...

Effects of Paying Cash for a Used Car

One of the most important decisions you make while buying a used car is how you are planning to pay for the purchase. The choice comes down to either financing the car or paying in cash. There are benefits and drawbacks to paying in cash ...

Things to Do Before Selling Your Car to a Dealership

The increased lifespan of used cars, thanks to improved manufacturing and heightened maintenance habits of the average driver, has made it easier and more profitable to sell your unwanted used car to a dealership for a maximum profit. By ...

Are Automatic Car Washes Safe for Your Car?

When a car is kept clean, it looks better and retains its value longer. Many drivers are hesitant to bring their car to an automated car wash for fear of damaging the vehicle. There is a possibility of an automated car wash damaging your ...

How to Pick the Right Car for a Teenager

Parents of teenagers often buy their teen a car as soon as one is wanted without considering all of the factors that should go into such a big purchasing decision. The most important thing to remember is that not every teenager with a ...

Things You Never Knew Affected Your Credit

  • Jeff Martin
  • 04/02/2013
Most people are aware of the obvious things that affect their credit score. However, there are a number of unexpected ways you may be hurting your credit rating which you need to understand. If you are trying to rebuild or improve your ...