How to Repair Bad Credit after Identify Theft
- Cory Lowe
- 05/30/2014
- Car Financing
Identity theft can have a long term negative impact on all aspects of your life, especially your finances and credit report. The process of repairing bad credit in the wake of identity theft should start right away and be done with ...
FICO 101: Understanding Your FICO Score
- Cory Lowe
- 05/16/2014
- Car Financing
FICO scores provide lenders a tool for predicting the likelihood of applicants repaying their loans. An understanding of how your FICO score is calculated and how it can impact your life will make your general financial management and ...
How Does Child Support Get Calculated in Auto Loans?
- Cory Lowe
- 05/13/2014
- Car Financing
Child support payments have an impact on your reported income and how car loan companies calculate your financing offers. Before you start applying for car loans, you should understand how the child support you receive can affect the ...
5 Tips to Pay off Your Car Loan Early
- Cory Lowe
- 05/09/2014
- Car Financing
An outstanding car loan affects both your financial situation and the value of your car by increasing the amount of your total debt and reducing the amount of your car’s equity you own. You should do what you can to pay off your car loan ...
Bad Credit and No Cosigner? What Can I Do?
- Cory Lowe
- 05/02/2014
- Car Financing
The most effective way to finance a car purchase despite having no credit, or a low credit score, is through the use of a cosigner on the auto loan. When you don’t have a friend or family member capable of cosigning your car loan, your ...
The Quick Guide to Qualifying for Auto Financing
- Cory Lowe
- 04/29/2014
- Car Financing
A clear picture of what it takes to get an auto loan approved will help remove the guesswork from your car buying experience, and help you prepare your financial situation for the car financing commitment you’re about to undertake. The ...
Car Loan Shopping: The Dos and Don’ts
- Cory Lowe
- 04/22/2014
- Car Financing
Unless you are financially lucky enough to be able to pay for your next car upfront, you will need to finance the purchase with an auto loan. One of the most important parts of financing your car is loan shopping. Keep the following tips ...
How Do Car Loans Affect Your Credit Score?
- Cory Lowe
- 04/18/2014
- Car Financing
Car loans begin to affect your credit long before you start making, or not making, your monthly payments. Auto loan shopping does have an impact on your credit rating, as does the loan’s initial approval and disbursement. You should be ...
How Do Auto Loan Calculators Work?
- Cory Lowe
- 04/08/2014
- Car Financing
A realistic monthly budget is an important part of financing the purchase of a car. Auto loan calculators are online tools used by consumers as they attempt to determine budgetary comfort zones. The overall effectiveness of auto loan ...
First Time Car Buyers: Important Tips to Secure Your Loan
- Cory Lowe
- 04/01/2014
- Car Financing
The average person, when buying a car for the first time, will find the financing process the most stressful aspect of the vehicle shopping experience. Many first time car buyers have a limited or troubled credit history and a lack of ...
