Is Your Credit History Affecting Your Auto Insurance Rates?
- henry lee
- 10/25/2013
- Car Financing
Car insurance is a financial agreement between you and the insurer, much like how your car loan is an agreement between you and your lender. Insurance companies look beyond your driving record and the kind of car being insured, and your ...
A Step by Step Guide to the Car Loan Application Process
- henry lee
- 10/22/2013
- Car Financing
The experience of applying for a car loan does not need to be stressful or intimidating. An understanding of the steps you need to take and proper preparation before filing the paperwork can help simplify the process. Follow these steps ...
Everything You Need to Know About Auto Repossession
- henry lee
- 10/08/2013
- Car Financing
An auto repossession disrupts your life in a number of ways, such as long-lasting credit rating issues and the immediate removal of the transportation you rely upon. While you are still paying off a car loan, lenders are able to repossess ...
Are You Hurting Your Credit Score?
- henry lee
- 10/04/2013
- Car Financing
Credit scores are determined using complex formulas that draw information from every corner of your financial life. These formulas vary among the three major credit reporting agencies, but the general factors that affect the score are ...
Self-Employed Car Loans: What You Need to Know
- henry lee
- 10/01/2013
- Car Financing
A common situation self-employed professionals encounter is a general difficulty obtaining certain kinds of financing, such as car loans. The need to maintain reliable proof of income and a solid credit rating can be challenging if you run ...
Settling Debt: 4 Steps to Eliminating Your Car Debt
- henry lee
- 09/10/2013
- Car Financing
Financial hardship, especially which results in filing for bankruptcy, can result in a need to settle outstanding car debt. If you haven't finished paying off your car loan, the lender will require you to settle the debt somehow. Depending ...
How to Stop Car Repossession: The DOs and DON'Ts
- henry lee
- 09/06/2013
- Car Financing
A car repossession is most people’s financial worst case scenario. It is possible to stop a repossession, but you have to understand the DOs and DON'Ts of how to halt the process. Keep these important facts in mind while you attempt to ...
The Secrets of Online Auto Loan Companies
- henry lee
- 09/03/2013
- Car Financing
Online auto loan companies provide a direct financing option to consumers, usually geared toward those with limited or bad credit history. The secrets to how these online auto loan providers work will help you weigh the benefits, drawbacks ...
Car Loan After Foreclosure: What You Need to Know
- henry lee
- 08/30/2013
- Car Financing
A foreclosure has a long-term negative effect on your credit rating, but does not need to necessarily stop you from financing a car loan. There are financial strategies you can employ that could help you get an affordable auto loan after ...
Bad Credit Auto Loan? A Guide to Finding Strong References
- henry lee
- 08/27/2013
- Car Financing
Anyone who tries to get a car loan with bad credit will need to provide references as a part of the financing application. Depending on the lender you are working with, anywhere from three to 10 references may be needed. Similar to ...
