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What Are the Key Components of an Auto Loan?

Many of us secure an auto loan without fully understanding what it is. However, the more you know about what you are signing, the more likely you’ll get a loan that meets your needs, and that will help you avoid being taking advantage of ...

Can You Remove a Repossession from Your Credit Report?

A vehicle repossession can affect your life in numerous ways. Not only can the stress of losing your vehicle take its toll, but its long-term impact on your credit report can make your overall financial picture challenging. It’s easy to ...

What are Second Chance Auto Loans?

No one is immune to financial difficulties whether they are the results of poor choices, the loss of a job or other unexpected issues. While most people are trying to their best, once you get into that bad credit hole, it’s hard to dig ...

Budgeting Tips for Back to School

Back to school can be an expensive time. Between clothes, shoes and other odds and ends, costs can add up quickly. This can cause family to miss important deadlines, like not being able to make a car payment. Plus, more and more schools ...

The Benefits of Buying from a Family-Owned Used Dealership

In recent years, there has been a push to shop local. While many people look at local shopping as farm-to-table food, small boutiques or independent bookstores, it can also include any small business in your city. Buying cars from a major ...

What Happens if Your Credit Isn't Approved for a Car Loan?

Sometimes you know that your credit isn’t necessarily the best, but that doesn’t stop you from hoping. And then you apply for a loan: Denied! Even if you knew it might happen, it doesn’t always ease the sting. Worse, you may have really ...

How to Refinance Your Car Loan

Refinancing your car loan can be a great way to get your payments into a more comfortable range or save money with a better rate. However, it’s always important to understand what you’re doing before taking the plunge.

My Bankruptcy was Dismissed, Can I Finance a Used Car?

Bankruptcy can be an attractive option for anyone who finds themselves deep in debt and unable to work their way out. That said, bankruptcy is also complex, and can come with its own set of issues. One thing many people don’t know is the ...

Can a Used Car Downpayment Save You Money?

It’s tempting to jump into the car-buying process without a lot of thought. Most people are ready for that sweet new ride, however, taking a little time to plan can save you some money in the long run. Two places that can elevate the cost ...

Financing Your First Car: What You Need to Know

Buying your first car is an exciting prospect. There is so much out there to choose from, and each vehicle has its own appeal. But before you get wrapped up in what you’re going to buy, it’s more important to address how you’re going to ...