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Tackling Bad Credit in 2017

Each year, one of the top New Year resolutions is to battle debt and get out of the hole many Americans dig themselves into. Today’s society encourages borrowing and spending, which can lead to a grim financial state. In fact, this holiday ...

Fixing Your Credit in 2017

It’s easy to destroy your credit in today’s world. With all of the loans and cards available, it can be overly tempting to spend money you don’t have. While building credit is essential to make big purchases, taking on too much debt can ...

Budgeting Apps to Help You Prepare for Your Used Car Purchase

Buying a car is a thrilling thought, but there is a large financial responsibility that goes along with it. It’s easy to solely look at the cost of the vehicle, but the truth is, you’re committing to a number of monthly expenses. A vehicle ...

Can I Get a Car if I File for Bankruptcy?

Bankruptcy is a difficult decision for many people, and often brings up questions. People wonder; how will bankruptcy affect me in the long run, will I be able to buy the things I need, or what if I can’t get the essentials, like a car? ...

Are Online Financing Applications Safe?

Living in the digital world affords people a lot of extra conveniences. Bills that used to be mailed can now be paid online, and shopping can be done in your PJs from the comfort of your own home. The possibilities of the online world are ...

Understanding Your Credit Report Before a Car Purchase

Credit reports are an essential part of your financial picture. As nice as it would be to opt out of credit scores, good debt, bad debt and collections—it’s impossible—especially if you want to rent, buy a house or get one of many types of ...

Proving You Have a Cash Income

Not everyone has a nine-to-five job, just like not everyone has employment that pays with a paycheck and stub. In a world where steady employment and loyal companies are getting hard to come by, many people are contracted or self-employed, ...

4 Tips to Avoid Car Repossession

No matter how you got into a sticky situation, you always have the chance to learn from it and do better in the future. However, that advice doesn’t always help you if you’re going through the situation now. Vehicle repossession is a scary ...

No Job and Need a Car Loan: What Are My Options?

One of the most challenging issues people can face is buying a car with no proof of income, job or a non-traditional employment situation. While it is important that loans and credit are regulated to some extent, it can also leave those in ...

Creating a Bill Schedule to Avoid Repossession

Getting behind on your bills is a frustrating and stressful issue. Many Hpustonians live paycheck to paycheck, leaving very little room for unforeseen circumstances. It also means if you make a few poor choices, you can easily find ...