Things to Know When Transferring a Car Loan to a Credit Card
- henry lee
- 08/23/2013
- Car Financing
There are both benefits and risks associated with transferring the balance of a car loan on to a credit card. When this strategy is done effectively, it will allow you to own your car ahead of the loan term's schedule and potentially ...
Cosigner Release: Removing Your Name From a Joint Auto Loan
- henry lee
- 08/20/2013
- Car Financing
As a cosigner on a loan, you or the primary borrower may eventually decide you no longer want or need to be jointly responsible for the loan's repayment. Should you want to be removed from the loan, there are a few options that can help ...
What is the Average Length of a Car Loan?
- henry lee
- 08/16/2013
- Car Financing
The average length of car loans has increased over recent years, reaching up to around five years. An affordable monthly car payment should be a factor when you buy a car, but so should the length of the loan. Ideally, by the end of a car ...
How to Fix Errors on Your Credit Report
- henry lee
- 08/09/2013
- Car Financing
There is a lot of information in your credit report that is gathered from nearly every official aspect of your life, from bankruptcy records to residency histories. Errors on your credit report can have a negative impact on your rating, ...
5 Factors to Finding a Car Loan Without a Job
- Shabana Motors
- 08/06/2013
- Car Financing
There is no circumstance more frustrating than not having a car while being unemployed. Without proof of income, many car loan companies won’t even consider approving your financing application. On top of that, trying to find a job without ...
How to Get an Auto Loan While Living on Disability Income
- Shabana Motors
- 08/02/2013
- Car Financing
A household income derived entirely from disability benefits can make buying a car difficult, even more so if you also struggle with bad credit. If you're dependent on disability income and are in need of a car, there are ways you can get ...
Selling a Repossessed Car: The Ultimate Guide
- henry lee
- 07/30/2013
- Car Financing
When you fail to make payments on a car loan, the defaulted loan will negatively impact your credit score, and your vehicle may be repossessed as well. After a car has been repossessed by creditors, they have the option of selling the car. ...
Cosigning a Loan: Do Not Cosign for a Loan Before Reading This!
- henry lee
- 07/26/2013
- Car Financing
Cosigning a loan means agreeing to be held responsible for that loan’s repayment. Before taking on responsibility for someone else's loan, you need to review the requirements for being a cosigner. You should also understand what cosigning ...
Rent-to-Own Cars: The Good, the Bad and Everything Else You Need to Know
- henry lee
- 07/23/2013
- Car Financing
Buying a car with bad credit or no credit history at all can be very difficult. Unlike financing the entire purchase of a car at once or signing a traditional lease, rent-to-own cars allow drivers to make smaller weekly or biweekly ...
Will They Check My Spouse's Credit When I Buy a Car?
- Shabana Motors
- 07/19/2013
- Car Financing
Marriage is a combining of two lives into one working towards a common goal. While it may not be the most romantic thing to think about, married couples need to remember that their individual credit histories affect their partner's ...
