Tips for Refinancing Your Car Loan
- Aylin Poulton
- 05/24/2013
- Car Financing
There are potential benefits to refinancing your car loan. When done effectively, a refinanced loan can save you a substantial amount of money while allowing you to repay your car loan sooner than you originally anticipated. By keeping a ...
How Defaulting on a Car Loan Affect Your Credit Score
- Aylin Poulton
- 05/21/2013
- Car Financing
A defaulted car loan will affect your credit rating in a negative way that can impact your ability to get financing in the future. While dealing with either an impending or already defaulted car loan, it is important to understand how it ...
How to Get Auto Financing After Repossession
- Aylin Poulton
- 05/17/2013
- Car Financing
Vehicle repossession on your record can make it difficult to get financing for the purchase of a new car. Many lenders consider applicants who have had a previous car repossessed extremely high risk and choose not to extend approval on a ...
Financing a Car? Liability Insurance vs. Full-Coverage Insurance
- Aylin Poulton
- 05/07/2013
- Car Financing
Proper insurance coverage is not only essential to legal driving habits, it also protects you from a potentially horrendous financial dilemma. An understanding of your financing terms and insurance options will help you decide the level of ...
Auto Loans: Step-by-Step Guide to Car Financing
- Aylin Poulton
- 05/03/2013
- Car Financing
Many car shoppers, from first-time buyers to those who have owned several vehicles, find themselves overwhelmed more so by the financing steps than the process of choosing the right car. By following the proper steps and keeping a few ...
How Long Do Negative Items Stay on a Credit Report
- Aylin Poulton
- 04/30/2013
- Car Financing
Unlike positive information, negative information does not stay on your credit report forever. The general rule is that negatives on your credit report will be removed after seven years. However, different kinds of information may stay on ...
How are Auto Loans Transferred?
- Aylin Poulton
- 04/26/2013
- Car Financing
When responsibility for an auto loan is being taken over by someone else, the loan needs to be officially transferred. You will need to transfer an auto loan if you are privately selling a vehicle that is not yet paid off, are giving the ...
Buying vs. Leasing: Advantages & Disadvantages
- Aylin Poulton
- 04/23/2013
- Car Financing
One of the most important decisions you will need to make while purchasing a car is whether to buy or lease the vehicle. There are a number of factors to consider before you choose to lease or buy. The following tips will help you make the ...
How to Pay Off Your Car Loan Fast
- Aylin Poulton
- 04/19/2013
- Car Financing
No one likes to have loan debt hanging over their head. Paying off a car loan early can remove a serious financial stress from a monthly budget. The following strategies will help you finish paying off your car loan ahead of schedule, ...
Bad or No Credit: What's the Difference?
- Jeff Martin
- 03/29/2013
- Car Financing
There are important differences between no credit and bad credit scores. The distinguishing elements between these two situations contribute to the differing strategies for improving and building upon your credit. Before you can improve ...
