Getting a Car Loan on a Cash-Based Income
- Jeff Martin
- 03/19/2013
- Car Financing
Car loans can be difficult to get approved for if you have both bad credit and cash-based income. One of the biggest drawbacks to getting paid in cash is that income verification can be more complex when you are applying for loans and ...
How to Get Out of an Upside Down Loan
- Jeff Martin
- 03/15/2013
- Car Financing
A car loan is “upside down” when the amount that you owe on the loan is more than the dollar amount of the car. There is a way to help yourself out of a bad upside down car loan situation. By following a few steps and keeping in mind a ...
How Divorces Can Affect Credit Loan Terms
- Jeff Martin
- 03/12/2013
- Car Financing
The breakup of a marriage will affect every aspect in the lives of both spouses, including loans. Be sure you understand how breakups affect poor credit loan terms you and your spouse previously agreed to before making assumptions based on ...
Beware the Wrong Way of Repairing Credit
- Jeff Martin
- 03/08/2013
- Car Financing
Car shoppers dealing with a poor or bad credit rating are often tempted to try the easiest or fastest option for credit help. It is important for you to keep in mind, however, that there is a wrong way to go about improving your credit so ...
How to Establish Credit with Limited Credit History
- Jeff Martin
- 02/26/2013
- Car Financing
A limited credit history can be just as much of an obstacle as a poor credit score. Without an established credit history it can be difficult to get approval for new credit cards, loans and other structured financing that are necessary for ...
What is In-House Financing?
- Jeff Martin
- 02/19/2013
- Car Financing
In-house financing is a loan offered by car dealerships to prospective buyers. There are benefits to in-house financing that extend to both you and the dealership itself. It is important for you to understand in-house financing, how it ...
No Credit? How to Build Good Credit
- Jeff Martin
- 02/12/2013
- Car Financing
A lack of credit history, or no credit score, can make getting approval for a home or car loan just as difficult as it would be with a poor credit rating. There are ways to both work around a limited credit history and work on building a ...
How to Build & Improve Your Credit
- Jeff Martin
- 02/05/2013
- Car Financing
A low credit score or lack of credit history can get in the way of making important financed purchases of cars and homes. There are ways you can work to improve your credit score so that you are able to get approval on future purchases and ...
Upside Down Car Loans: Owing More than the Car is Worth
- Jeff Martin
- 01/29/2013
- Car Financing
An upside down car loan is the result of owing more on your car than it is worth. The best way to avoid this frustrating financial situation is to understand upside down car loans and how they happen.
What is a "Buy Here, Pay Here" Dealership?
- Jeff Martin
- 01/25/2013
- Car Financing
The phrase "buy here, pay here" means that you make regular payments to the place from which you made a purchase. Car dealerships that offer "buy here, pay here" financing specialize in providing their customers with in-house loans to ...
